I believe that the best way to avoid loan scammers is to be aware of all their prior debts, paid or unpaid and also the best way to deter someone from loan scamming is to make their debt history widely available for anyone to see at any time. This is why I have decided to compile a list of as many Toribashers debt history as I can to prevent future scams and also to support those who actually do pay back their debts.

This is a work in progress and information will be added regularly, if you have any of your own information to add please leave a post below (ideally with proof if you have it, that is not strictly necessary however) and I will add it too this document.

Axels
"Trustworthy, has paid back up to 500k loans in less than a day or less than a couple days." -Vexup

Baki
"trustworthy" -Vexup
"Positive, 500k+ tc loans and has always paid back in a timely manner." -Anonymous

BOOST
"Positive, 800k+ tc loans, always paid back same day and with little extra." -Anonymous

Granby
"undetermined" -Vexup

Hater
"trustworthy" -Vexup
"Positive, Very Trustworthy, has always paid back 800k+tc loans with a little extra, a couple times in one day almost." -Anonymous

itemp
"Positive, 250k+ tc loans, paid back same day with little extra, also prepaid mutliple times for textures." -Anonymous

Jojo
"trustworthy" -Vexup
" Positive, 250k+tc tc loans and has paid back same day. " -Anonymous

King
"Positive, 500k+ tc loans and also loans to others as well." -Anonymous

Kros/Mahoraga
"There were times when I owed 5-10 million in total several times, and I always paid before the deadline. Many will confirm this. I think this is a good indicator of my credit history" -Kros/Mahoraga

Nicotine/Kayakata
"Positive, 500k+ tc loans has paid back same day and also has loaned occasionally." -Anonymous

Szaszuniya
"Positive, 500k+ tc loans, item loans, prepaid USD buys from high value item sellers/traders multiple times within the last year, and also occasionally has loaned 1kk+tc to others with casual payback constraints." -Anonymous

Thugs
"Positive, has 800k+ tc loans and has always paid back with a little extra same day or later on a day or so later." -Anonymous

Uwushima
"Does payback, however he has missed others payback deadlines by a large margin a few times, however has payed back my loans reasonably quickly, he recently paid me back a 7.5kk loan" -Vexup

WeedSWX/CocainePower/Astamoth/Vendread/beyond/breakdance1
"at least 20KK in debt to my knowledge, very very high risk loan. Paid back doob 350k (200k loan)" - Vexup
"Negative, has been given 2kk+ in tc and high value items as donation for debt or for duel power and has always gone into more debt with very slow or no paybacks." -Anonymous
"I loaned him 300k a few days ago to which he offered to payback extra not that I wanted extra or that I have expect payback atm & even though Iv heard things about loans with him, it wasn’t until after I’d heard his in debt also to others still... he hasn’t failed to pay me back & most of what I heard before was people just don’t get there tc back for a long while so we’ll see" -JAWS
"I gave him 300k for 450k in 2 weeks... 2 years ago... So 300k 2 years ago = 2kk now... idc." - Rottweiler