To emulate realistic banking: No refunds! Plus, there's a 50% I'll waste the money, having to wait for hampa to give me a handout. The remaining 50% is the chance that this is a scam and I'm gonna keep all your TC for myself. Come to think of it, I have this Nigerian prince that i'm conducting business for, let me know if you're interested in a unique business proposal.

On a serious note: The system seems stable as it is. So from this point onward i guarantee for the safety of the TCs deposited, unless the was caused by the owner/manager somehow. If the system does fail horribly, i do have an exact log of who sent what to which account. Refunding it all is a straightforward process. But as previously mentioned: It's pretty stable and any bugs that might occur won't eat your TC.