Think about it this way
500,000,000tc in circulation
They need to get that down so that hampa can make money selling TC from the torishop
They don't have an auto refunding option because they need to sink it, Betting IS a risk no matter what, it's your fault for betting it and it shouldn't be refunded either way
Now please this is useless, what I'm telling you is what any other GM/SMod/Admin will tell you