Sorry, with the items we're looking at, we can loan you 10k.

Uh, no thanks but good offer

It's a loan, we don't plan on buying the items.
Those items aren't worth 16k anyways.

You could easily not pay us back and walk away from your items and we'd lose toricredits. That's not how it works. We give you a loan, and hold your items so we know you will come back for them. If not, it's your loss.

Say, if I did take the TC which I'm not would you ban cause you didn't say it in the post

No, I don't believe the admins cover loans.
That's why we ask for items for collateral, that way if you do run off with the toricredits, we have your items.

We aren't going to hand out more toricredits for what your items for collateral are worth though. Think of it as a title loan. You get five-thousand dollars as a loan, in exchange you hand over your car title. If you don't pay them back, then they take your car even though your car is worth more than five-thousand dollars. Make any sense?

Yes, but I would like more than 10k

Than you would have to add something else to it to make up for the rest of the toricredits.

Yes, I'm aware or that

We can give 10k....magnetite isn't really a color people buy

the poor bastard