Hi liquid o/ you should come on IRC more.
OK well if you're going to do it you should know the following, first we do NOT support loan scams meaning if the person scams you and has no TC or items to pay you back then that's too bad we wont generate any TC or items as compensation but if the guy has TC or items on his main/alt accounts then we will attempt to refund you using their stuff best as we can.
These people who are saying "As long as you take screens, you're fine." they're flat out wrong, I can think of 10 ways off the top of my head that it can all go sideways for example I loaned someone 20k last week but they lost the TC and didn't have any items so all that happened about it was the guy getting banned and I lost that 20k.
The ideal loan set up so we can handle it best as we can:
Make sure you're chat is in the big mode by pressing the key to the left of 1 and get screenshots of the agreement e.g "I will loan you 10k for 1 week with 15k payback and you pay back on the 20th" and then they'll reply with "Alright I agree".
We will need to know when the loan was made, how much you loaned them, how much they were paying back and what date it is they were paying back. (Just log everything pretty much)
I can't stress enough how risky loaning is I'm one of the people who deals with scam reports and I've been loan scammed. (Even people you think you can trust may end up not being able to pay back for what ever reason)